| Part 1: The Credit Cards Are Stacked Against You |
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1 | (36) |
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3 | (10) |
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You may find a silver lining in the dark clouds of debt if you stop feeling sorry for yourself and face your problems head on |
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13 | (8) |
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Sticks and stones may break your bones, but creditors can only hurl words at you because of the Fair Debt Collection Practices Act |
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21 | (8) |
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Life is full of choices, and debtors have a number of ways to take control of their financial situation |
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29 | (8) |
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This roadmap will show you all the alternative routes you can take to get out of debt |
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| Part 2: How Do You Spell Relief? B-A-N-K-R-U-P-T-C-Y |
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37 | (36) |
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Understanding Bankruptcy Laws |
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39 | (8) |
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This chapter provides general information on the federal bankruptcy code and specific information on Chapter 7, the most common type of bankruptcy field by consumers |
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Other Types of Bankruptcy |
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47 | (8) |
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Explanations are presented for other bankruptcy chapters that address the specific needs of certain individuals and businesses |
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55 | (10) |
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You will be going on a safari through your own financial jungle, but there is nothing to fear but fear itself |
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Which Chapter Is Right For You? |
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65 | (8) |
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Deciding on the chapter of bankruptcy that fits you best may depend on the size and shape of your assets |
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| Part 3: You've Studied the Chapter, Now You're Buying the Book |
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73 | (36) |
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Beginning the Bankruptcy Process |
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75 | (8) |
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Your attorney is full of questions to which you will have all the answers |
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Continuing the Bankruptcy Process |
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83 | (6) |
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Paperwork is part of any legal process, and you will learn the true value of pencils with erasers |
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Planning Your Bankruptcy Case |
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89 | (8) |
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In a bankruptcy case, the best-laid plan is your ticket to financial freedom |
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Redemptions and Reaffirmations |
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97 | (6) |
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Here's where you learn how to keep the things you need for the fresh start that bankruptcy provides |
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103 | (6) |
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Filling your bankruptcy petition at exactly the right time may be an exercise in patience or a race to beat the clock |
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| Part 4: Your Day in Court |
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109 | (50) |
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Filling a Chapter 7 Bankruptcy Petition |
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111 | (10) |
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What you keep and what you lose in a Chapter 7 filling is spelled out differently in each state |
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Filling a Chapter 11 Bankruptcy Petition |
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121 | (8) |
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Business owners can use Chapter 11 to satisfy the claims of creditors while continuing to operate their companies |
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Filling a Chapter 13 Bankruptcy Petition |
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129 | (8) |
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Regular wage earners are allowed to develop a plan to pay their creditors over a three- to five-year period |
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The Actual Court Appearance |
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137 | (6) |
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Your day in court is called the ``first meeting of creditors'' even though creditors do not always attend the meetings |
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Duties of the Bankruptcy Trustee |
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143 | (8) |
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The Trustee oversees the needs of the debtors and creditors in a bankruptcy case and tries to treat both sides fairly |
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Chapters Should Have Happy Endings |
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151 | (8) |
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A bankruptcy petition should provide a debtor with the maximum relief allowed by law |
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| Part 5: Life After Bankruptcy |
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159 | (122) |
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You and Your Credit Report |
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161 | (8) |
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Be brave and access your credit report; it is the way to begin your financial recovery |
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169 | (8) |
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Believe it or not, some companies will extend credit to people who have just filed bankruptcy |
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Rebuilding Your Credit Rating |
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177 | (6) |
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There is no quick fix, but diligence and effort will eventually repair your credit after a bankruptcy |
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The Bankruptcy Reform Act of 2001 |
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183 | (98) |
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This bill may not be signed into law, but you should know about its provisions and how they will effect bankruptcy cases across the country |
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| Appendices |
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191 | (4) |
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195 | (4) |
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C Official Bankruptcy Forms |
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199 | (82) |
| Index |
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281 | |
Other versions by this Author
