The Widow's Financial Survival Guide,9780399529061

The Widow's Financial Survival Guide

by
ISBN13: 9780399529061
ISBN10: 0399529063
Format: Paperback
Pub. Date: 2003-06-03
Publisher(s): Perigee Trade
  • Free Shipping Icon

    This Item Qualifies for Free Shipping!*

    *Excludes marketplace orders.

List Price: $15.70

Rent Book

Select for Price
Add to Cart
There was a problem. Please try again later.

New Book

We're Sorry
Sold Out

Used Book

We're Sorry
Sold Out

eBook

We're Sorry
Not Available

Buy from our Marketplace starting at $34.90

How Marketplace Works:

  • This item is offered by an independent seller and not shipped from our warehouse
  • Item details like edition and cover design may differ from our description; see seller's comments before ordering.
  • Sellers much confirm and ship within two business days; otherwise, the order will be cancelled and refunded.
  • Marketplace purchases cannot be returned to eCampus.com. Contact the seller directly for inquiries; if no response within two days, contact customer service.
  • Additional shipping costs apply to Marketplace purchases. Review shipping costs at checkout.

Summary

For recently widowed women, times are hard enough-without having to worry about money. Unfortunately, many women are left in financial chaos after a spouse's death-and become vulnerable to costly mistakes and even outright scams. With this in mind, one of today's foremost financial experts has put together a step-by-step guide specifically for widows. Thorough and accessible, it addresses a wide range of legal and financial issues, including estates * taxes * IRAs and 401(k)s * government benefits * business * budgeting * re-marriage * investments * scams and frauds * housing and more.

Author Biography

Nancy Dunnan is the author of several financial advice books. A commentator and financial expert on radio and online, she is also Microsoft's personal finance expert for its Home Advisor site, a magazine columnist, and a regular guest on National Public Radio.

Table of Contents

Introduction xv
Section One: The First Few Weeks
Getting Started on Your Own
3(11)
The Five Stages
4(1)
Ten Things You Need to Do Right Away
4(10)
13 Must-Locate Papers
5(2)
Four Bill-Paying Rules to Keep in Mind
7(5)
13 Things You Don't Need to Do Right Away
12(2)
Settling Your Husband's Estate
14(13)
All About Probate
15(2)
The Probate Process: In Court and Out
17(2)
The Executor's Fee and Expenses
19(1)
Nonprobate Assets
20(7)
The Executrix's Checklist
22(1)
Inventory Filing Checklist
23(4)
Section Two: Claiming All That's Yours
Money From the Government
27(7)
Social Security Benefits
27(4)
Veteran's Benefits
31(3)
Money From the Private Sector
34(11)
Life Insurance Claims
34(4)
Annuity Claims
38(1)
Employment Benefits
38(7)
14 Leading Life Insurance Companies
40(2)
Sample Claims Letter to an Insurance Company
42(2)
Sample Claims Letter to Husband's Employer
44(1)
Money From Your Husband's Business
45(8)
If There Was a Buy-Sell Agreement
45(1)
If There Was No Buy-Sell Agreement
46(1)
If There Was Key-Man Insurance
47(1)
If You Inherit the Business Outright
47(6)
Seven Tips for Working with an Outside Adviser
48(5)
Section Three: Managing on Your Own
Tracking Your Cash Flow
53(12)
Know Your Cash Flow
53(5)
Cash Flow Worksheet
54(4)
Your Financial Balancing Act
58(3)
An A to Z of Variable Expenses
59(2)
Buttoning Down: 12 Ways to Save More Than Pennies
61(4)
Setting Up a New System: Bills and Credit Cards
65(7)
Paying Your Bills
65(2)
If You Can't Pay Your Bills
67(5)
Your Health Insurance
72(18)
All About Cobra
72(1)
Purchasing Individual Coverage
73(2)
Disability Insurance
75(1)
Medicare
76(4)
Medigap Insurance
80(3)
Coverage for Low-Income Widows
82(1)
Medicaid
83(2)
Long-Term Care Insurance
85(3)
Protection If You Forget to Pay Your Premiums
88(2)
Your Life, Car, and Home Insurance
90(19)
Life Insurance
90(6)
When You're Too Old for Term Insurance
93(3)
Automobile Insurance
96(6)
Loaning Out Your Car
102(1)
Homeowner's and Renter's Insurance
102(4)
Ten Ways to Save Money on Homeowner's Insurance
105(1)
Liability Insurance
106(3)
Section Four: Investing and Estate Planning
Your Team of Experts
109(16)
Sit Tight
110(1)
Picking Members of Your Team
110(10)
Should You Use a Discount Broker?
117(2)
Why You Might Need a Tax Preparer
119(1)
Interviewing Tips
120(5)
Questions Members of Your Team Should Ask You
123(2)
Estate Planning
125(22)
Writing a Will
126(5)
Kinds of Wills
127(4)
Five Common Mistakes in Choosing an Executor
131(1)
Advance Directives
131(4)
About Estate Taxes
135(1)
About Trusts
136(11)
Why Establish a Trust
137(1)
Why a Living Trust
138(4)
Sample Health Care Proxy
142(2)
Sample Living Will
144(3)
Important Papers
147(8)
What to Keep and for How Long
147(3)
Where to Keep Important Documents
150(5)
A Personal Directory
151(4)
Section Five: Your New Life
Your House: Staying Put
155(19)
Going from Joint to Single Ownership
156(1)
Renting for Income
156(1)
Refinancing Your Mortgage
157(3)
Home Equity Loans
160(5)
Comparing Loan Rates
164(1)
Reverse Mortgages
165(2)
Redecorating and Remodeling
167(7)
Your House: Moving
174(32)
To Move or Not to Move: Testing the Waters
174(2)
Selling Versus Renting
175(1)
Cleaning Out
176(1)
Garage Sales
177(4)
Moving to a Retirement or Gated Community
181(4)
Moving to a College Town
185(2)
College Towns with Retirement Communities
186(1)
All About State Taxes
187(2)
States with No Tax on Social Security Benefits
187(2)
Moving Day
189(12)
``Lady, Do These Stay or Go?''
191(1)
Ten Ways to Save Money---and Hassle---on Your Move
192(6)
Your ``Open First'' Box
198(3)
Hanging Up Your Car Keys
201(5)
Life as a Young Widow
206(19)
Naming Guardians for Your Children
206(3)
Moving Back Home
209(1)
Becoming a Working Mom
210(8)
The Working Mom's Expenses
211(1)
The Top Ten Companies for Working Mothers
212(1)
Five Important Company Perks for Working Mothers
213(5)
Paying for Your Child's Education
218(7)
Life as an Older Widow
225(11)
Where the Jobs Are
225(4)
Setting Up Your Own Business
229(2)
Going Back to School
231(5)
Your New Social Life
236(11)
Dining Out on a Budget
236(2)
Concerts, Museums, and Plays
238(1)
The Library
238(1)
Travel
239(8)
Getting Married Again
247(11)
Before the Bells
248(1)
Prenuptial Agreements
249(3)
After the Bells
252(4)
Children and Remarriage
256(2)
Glossary 258(9)
Index 267

An electronic version of this book is available through VitalSource.

This book is viewable on PC, Mac, iPhone, iPad, iPod Touch, and most smartphones.

By purchasing, you will be able to view this book online, as well as download it, for the chosen number of days.

Digital License

You are licensing a digital product for a set duration. Durations are set forth in the product description, with "Lifetime" typically meaning five (5) years of online access and permanent download to a supported device. All licenses are non-transferable.

More details can be found here.

A downloadable version of this book is available through the eCampus Reader or compatible Adobe readers.

Applications are available on iOS, Android, PC, Mac, and Windows Mobile platforms.

Please view the compatibility matrix prior to purchase.