| Preface |
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xvii | |
| Acknowledgements |
|
xix | |
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|
xxi | |
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|
xxix | |
|
Table of Secondary Legislation |
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|
xxx | |
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1 | (50) |
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An introduction to conveyancing |
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1 | (3) |
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Our approach in this book |
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1 | (1) |
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An introduction to conveyancing |
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2 | (1) |
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Conveyancing of unregistered land |
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3 | (1) |
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Conveyancing of registered land |
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4 | (19) |
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Conveyancing of registered land |
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4 | (18) |
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Key points summary: registered land conveyancing procedures |
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22 | (1) |
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Defensive lawyering in conveyancing |
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23 | (6) |
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Defensive lawyering and the conveyancing process |
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23 | (6) |
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Key points summary: defensive lawyering and the conveyancing process |
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29 | (1) |
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Conveyancing and information technology |
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29 | (5) |
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A list of useful websites |
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31 | (1) |
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Key points summary: some of the hardware and software facilities available |
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32 | (2) |
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The future of conveyancing |
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34 | (17) |
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Gazumping and conveyancing reform |
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35 | (2) |
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One-stop conveyancing and conveyancing call-centres |
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37 | (2) |
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39 | (2) |
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E-conveyancing and the Land Registration Act 2002 |
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41 | (10) |
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Taking instructions and other initial matters |
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51 | (25) |
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51 | (1) |
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52 | (1) |
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Client care and advice on costs |
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53 | (3) |
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56 | (1) |
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57 | (7) |
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64 | (2) |
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National Conveyancing Protocol (`TransAction') |
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66 | (1) |
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67 | (7) |
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74 | (1) |
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Acting for either seller or buyer |
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74 | (1) |
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Acting for seller --- additional considerations |
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74 | (1) |
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Acting for buyer --- additional considerations |
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75 | (1) |
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Acting for buyer and lender |
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75 | (1) |
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76 | (38) |
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Preparatory steps by seller's practitioner |
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77 | (7) |
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Evidence of seller's title |
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77 | (2) |
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Investigating the seller's title |
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79 | (2) |
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Checking for any other occupiers |
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81 | (1) |
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Seller's duty of disclosure |
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82 | (1) |
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Seller's capacity to sell |
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83 | (1) |
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Formation of the contract |
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84 | (4) |
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Impact of the Law of Property (Miscellaneous Provisions) Act 1989 |
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84 | (2) |
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Impact of the Contracts (Rights of Third Parties) Act 1999 |
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86 | (1) |
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87 | (1) |
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88 | (10) |
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88 | (1) |
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89 | (1) |
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Some important areas covered by conditions of sale |
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90 | (2) |
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Key points summary: vacant possession and completion |
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92 | (6) |
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98 | (5) |
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98 | (1) |
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Description in the contract |
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98 | (1) |
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Importance of a good plan |
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99 | (1) |
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Negating implied grant of easements in favour of buyer |
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99 | (1) |
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Grant and reservation of new easements |
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100 | (1) |
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100 | (1) |
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A worked example of a sale of part |
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101 | (2) |
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103 | (11) |
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103 | (2) |
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105 | (1) |
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Key points summary: conditional contracts |
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106 | (1) |
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106 | (2) |
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108 | (1) |
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Seller not yet registered as proprietor |
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109 | (1) |
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110 | (2) |
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112 | (1) |
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112 | (1) |
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112 | (1) |
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113 | (1) |
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Pre-contract searches and enquiries, town and country planning |
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114 | (38) |
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114 | (20) |
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114 | (1) |
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What searches should you do and when? |
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115 | (18) |
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The effect of the Protocol |
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133 | (1) |
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Key points summary: pre-contract searches |
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134 | (1) |
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134 | (6) |
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134 | (1) |
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What enquiries should you raise and when? |
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135 | (4) |
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The effect of the Protocol |
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139 | (1) |
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Key points summary: preliminary enquiries |
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140 | (1) |
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Town and country planning |
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140 | (12) |
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Planning and conveyancing |
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140 | (2) |
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142 | (2) |
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144 | (2) |
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Enforcement notices and stop notices |
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146 | (1) |
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147 | (1) |
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Key points summary: town and country planning |
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147 | (1) |
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148 | (1) |
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148 | (1) |
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148 | (1) |
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149 | (1) |
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The National Land Information Service (NLIS) |
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150 | (2) |
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Deduction and investigation of title |
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152 | (43) |
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152 | (1) |
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At what stage in the transaction are deduction and investigation of title carried out? |
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153 | (1) |
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Deduction of title to unregistered land |
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153 | (3) |
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Deduction of title to registered land |
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156 | (1) |
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157 | (6) |
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Key points summary: discharge of mortgages |
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163 | (1) |
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Persons disposing of land in different capacities |
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164 | (2) |
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Key points summary: sale by mortgagees; personal representatives; dispositions by co-owners; dispositions by an attorney; dispositions by charities |
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166 | (14) |
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180 | (4) |
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Key points summary: voluntary dispositions |
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184 | (1) |
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185 | (2) |
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Key points summary: settled land |
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187 | (1) |
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A practical example of investigating an unregistered title and raising requisitions |
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187 | (6) |
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Lost or destroyed land and charge certificates and title deeds |
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193 | (1) |
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193 | (1) |
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193 | (1) |
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194 | (1) |
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Exchange of contracts; death or insolvency of contracting parties between exchange and completion |
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195 | (33) |
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196 | (9) |
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Acting for the buyer --- matters to attend to before exchange |
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196 | (8) |
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Acting for the seller --- matters to attend to before exchange |
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204 | (1) |
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205 | (5) |
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205 | (2) |
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207 | (3) |
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210 | (8) |
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Action to be taken immediately after exchange |
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210 | (1) |
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The effect of a binding contract |
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210 | (1) |
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211 | (1) |
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Risk and responsibility for buildings insurance |
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211 | (3) |
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Key points summary: risk and insurance |
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214 | (1) |
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Protecting the contract by registration |
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215 | (1) |
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Occupation by the buyer before completion |
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215 | (3) |
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Key points summary: occupation by the buyer before completion |
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218 | (1) |
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Variation of the contract between exchange and completion |
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218 | (1) |
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Death or insolvency of contracting parties between exchange and completion |
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218 | (10) |
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218 | (3) |
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Key points summary: death of a contracting party between exchange and completion |
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221 | (1) |
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221 | (4) |
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Key points summary: insolvency |
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225 | (1) |
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226 | (1) |
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226 | (1) |
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Action to be taken immediately after exchange |
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227 | (1) |
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The purchase deed and mortgage |
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228 | (43) |
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228 | (16) |
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228 | (1) |
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229 | (2) |
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231 | (3) |
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234 | (9) |
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Key points summary: which form of purchase deed to use |
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243 | (1) |
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243 | (1) |
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244 | (27) |
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244 | (1) |
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Joint representation of borrower and lender |
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245 | (12) |
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Separate representation of lender |
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257 | (1) |
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258 | (2) |
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260 | (1) |
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261 | (1) |
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261 | (3) |
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Key points summary: further advances and subsequent mortgages |
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264 | (1) |
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265 | (2) |
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Key points summary: mortgage fraud |
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267 | (1) |
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267 | (1) |
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267 | (1) |
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268 | (1) |
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Rule 6(3) and the Lenders' Handbook |
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268 | (3) |
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Pre-completion procedures and completion |
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271 | (40) |
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Pre-completion procedures |
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271 | (24) |
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What are pre-completion procedures? |
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271 | (5) |
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Pre-completion when acting for the seller |
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276 | (1) |
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Pre-completion when acting for the buyer |
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277 | (1) |
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278 | (16) |
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294 | (1) |
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Key points summary: pre-completion procedures |
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295 | (1) |
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295 | (16) |
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Date, time and place for completion |
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296 | (1) |
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When your client is selling as well as buying: synchronisation |
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297 | (1) |
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297 | (9) |
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Key points summary: completion |
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306 | (1) |
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307 | (1) |
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307 | (2) |
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309 | (2) |
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Post-completion procedures: delays and remedies |
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311 | (33) |
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Post-completion procedures |
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312 | (16) |
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312 | (4) |
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316 | (11) |
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Key points summary: post-completion procedures |
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327 | (1) |
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328 | (16) |
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328 | (5) |
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333 | (8) |
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Key points summary: delays and remedies |
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341 | (1) |
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341 | (1) |
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341 | (2) |
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343 | (1) |
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344 | (37) |
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An introduction to leaseholds |
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345 | (15) |
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345 | (1) |
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What you might expect in a lease |
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345 | (10) |
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Dealing with leases when acting for a lessee or lender |
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355 | (3) |
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Liability on covenants in leases: enforcement |
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358 | (1) |
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359 | (1) |
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Key points summary: an introduction to leases |
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360 | (1) |
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360 | (5) |
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Lease-specific changes in the conveyancing process |
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360 | (3) |
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363 | (1) |
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364 | (1) |
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Key points summary: new leases |
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365 | (1) |
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365 | (5) |
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Lease-specific changes in the conveyancing process |
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366 | (1) |
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366 | (3) |
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369 | (1) |
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Key points summary: existing leases |
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370 | (1) |
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370 | (11) |
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Leasehold Reform Act 1967 |
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371 | (1) |
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Right to buy --- Housing Act 1985 |
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372 | (1) |
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Landlord and Tenant Act 1987 |
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373 | (1) |
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Leasehold Reform, Housing and Urban Development Act 1993 |
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374 | (1) |
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Landlord and Tenant (Covenants) Act 1995 |
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375 | (1) |
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Statutory reforms: Commonhold and Leasehold Reform Act 2002 |
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375 | (3) |
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Key points summary: statutes and leases |
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378 | (1) |
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378 | (1) |
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378 | (1) |
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379 | (2) |
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381 | (16) |
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381 | (1) |
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381 | (1) |
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382 | (3) |
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Key points summary: buyer's concerns on draft contract of new property |
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385 | (6) |
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Structural defects insurance |
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391 | (3) |
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Difficulties of synchronising completion of a related sale transaction |
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394 | (1) |
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Key points summary: synchronising completion of a related sale transaction |
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395 | (1) |
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395 | (1) |
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Matters for developer's practitioner to consider |
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395 | (1) |
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Items to be sent to the buyer's practitioner |
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395 | (2) |
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Commercial conveyancing, business tenancies and tenanted properties |
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397 | (36) |
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An introduction to commercial conveyancing |
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397 | (3) |
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398 | (2) |
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400 | (15) |
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400 | (10) |
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410 | (2) |
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Enforceability of covenants |
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412 | (2) |
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Key points summary: commercial leases |
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414 | (1) |
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An introduction to business tenancies --- the Landlord and Tenant Act 1954, Pt II |
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415 | (8) |
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415 | (8) |
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Key points summary: business tenancies --- the Landlord and Tenant Act 1954, Pt II |
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423 | (1) |
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Selling and buying tenanted properties |
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423 | (10) |
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Contractual matters where the standard conditions are used |
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424 | (1) |
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The Standard Commercial Property Conditions (First edition, 1999) (`SCPC') |
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425 | (2) |
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Tenanted properties: the buyer's perspective |
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427 | (2) |
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429 | (1) |
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Key points summary: selling and buying tenanted properties |
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430 | (1) |
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430 | (1) |
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Commercial lease contents |
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430 | (1) |
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Commercial lease renewals |
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431 | (1) |
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431 | (2) |
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Business tenancies and the Landlord and Tenant Act 1954, Pt II |
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433 | (54) |
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434 | (1) |
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Agreements to which the 1954 Act applies |
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434 | (1) |
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Requirement for `tenancy' |
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434 | (1) |
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Tenancies excluded from statutory protection |
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435 | (4) |
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Requirement for `occupation' |
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439 | (2) |
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Requirement for `the purposes of a business' |
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441 | (1) |
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Methods of termination under the 1954 Act |
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442 | (13) |
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Definition of `the holding' |
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455 | (1) |
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Definition of `competent landlord' |
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456 | (1) |
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457 | (2) |
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Rules for service of notices |
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459 | (1) |
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Key points summary: s 25 notices and s 26 requests |
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460 | (1) |
|
Landlord's application for interim rent |
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461 | (1) |
|
Landlord's statutory grounds of opposition |
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462 | (9) |
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Key points summary: statutory grounds under s 30(1) |
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471 | (1) |
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Tenant's right to compensation for failure to obtain a new tenancy |
|
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472 | (2) |
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The terms of the new tenancy |
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474 | (6) |
|
Key points summary: terms of the new lease |
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480 | (1) |
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Court order for new tenancy |
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480 | (1) |
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481 | (1) |
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482 | (1) |
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482 | (1) |
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483 | (1) |
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|
484 | (1) |
|
Negotiating the terms of the renewed lease |
|
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485 | (1) |
|
|
|
486 | (1) |
| Appendix 1 The National Conveyancing Protocol (4th edition) for domestic freehold and leasehold property |
|
487 | (9) |
| Appendix 2 Standard Conditions of Sale, 3rd edition (National Conditions of Sale, 23rd edition, Law Society's Conditions of Sale 1995) |
|
496 | (13) |
| Appendix 3 Law Society's standard form of contract |
|
509 | (3) |
| Appendix 4 Special condition making contract conditional upon satisfactory local search |
|
512 | (2) |
| Appendix 5 Precedent for lock-out agreement |
|
514 | (1) |
| Appendix 6 Local search application form |
|
515 | (7) |
| Appendix 7 Property information forms |
|
522 | (24) |
| Appendix 8 Example of an epitome of title |
|
546 | (2) |
| Appendix 9 Precedent for conveyance of part of unregistered land |
|
548 | (4) |
| Appendix 10 Completion information and requisitions on title |
|
552 | (3) |
| Appendix 11 Specimen completion statements |
|
555 | (5) |
| Appendix 12 Law Society's Code for Completion by Post (1998 edition) |
|
560 | (3) |
| Appendix 13 Land Registry Form TR1 |
|
563 | (3) |
| Appendix 14 Land Registry Form TP1 |
|
566 | (4) |
| Appendix 15 Standard Commercial Property Conditions (first edition) |
|
570 | (15) |
| Appendix 16 Solicitors' Practice Rule 6(3) (Solicitor acting for lender and borrower) |
|
585 | (11) |
| Appendix 17 Statutory declaration/certificate as to non-revocation for powers of attorney more than 12 months old at the date of the disposition for which they are used |
|
596 | (2) |
| Appendix 18 Land Registry Form AP1 |
|
598 | (3) |
| Appendix 19 Land Registry Form FR1 |
|
601 | (3) |
| Appendix 20 The CML Lenders' Handbook for Solicitors and Licensed Conveyancers England and Wales (2002) Second Edition |
|
604 | (34) |
| Appendix 21 Water search CON 29DW |
|
638 | (2) |
| Appendix 22 Mortgage deed |
|
640 | (2) |
| Appendix 23 Form END 1 |
|
642 | (2) |
| Appendix 24 Oyez non-Protocol requisitions on title |
|
644 | (3) |
| Appendix 25 Commercial enquiries: on a lease assignment; on the granting of a lease; on a property subject to lettings |
|
647 | (6) |
| Appendix 26 Landlord's s 25 notice and tenant's s 26 request |
|
653 | (5) |
| Index |
|
658 | |